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Individual Voluntary Arrangements or IVAs as they’re more commonly known were introduced by the Government as an approved method of debt solution back in 1986.

There are unscrupulous companies who operate in this field which are referred to in the industry as ?IVA Factories’. Their sole aim is to recommend an IVA to potential customers in order to line their own pockets and with little thought as to whether or not it’s the right debt solution for the individual’s circumstances.

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Change happens. As leaders of an organization it’s your job to communicate changes to your team and lead them down the new path. However, change is not always greeted with smiles and cheers. Sometimes change can cause frustration and stress. Here are a few tips for communicating new changes to your team that will diminish any anxiety and frustration.

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For me, an intention means something I want to have happen in my life or business. As I write them down each day, I really try to feel that the goal or intention is happening now. Then I watch to see if any positive evidences of that set intention appear

That sounds like a loaded question doesn’t it? I am realizing, through different mentors that I have been studying with, that I need to set my intention every day for my business and life. It has been an interesting journey for me as I learn about intentions.

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Unlike normal blog postings dealing with Choices, Ethics, and Consequences - my topics as a professional motivational speaker - it seemed appropriate today to speak of my complete recovery from prostate cancer hoping that it might help others who are faced with decisions on prostate cancer treatment.

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